Terms of Service
Effective date: [PLACEHOLDER: insert launch date]
These Terms of Service (“Terms”) govern your access to and use of the DreamStream Strategy website and application (the “Service”), operated by [PLACEHOLDER: legal entity name]. By creating an account or using the Service, you agree to these Terms. This is a standard SaaS terms structure and should be reviewed by legal counsel before publication, particularly the sections marked with placeholders.
1. Acceptance of Terms
By registering for or using DreamStream Strategy, you confirm that you are at least 18 years old and have the authority to agree to these Terms on your own behalf or on behalf of your business.
2. Description of Service
DreamStream Strategy is a structured business and income planning system that helps users design, execute, and maintain multiple income streams through guided modules, goal tracking, opportunity scoring, and an AI business assistant. It is a planning and execution tool, not a licensed financial, legal, or tax advisory service, and does not guarantee any specific financial outcome.
3. Account Registration
You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Notify us immediately of any unauthorized use.
4. Subscription, Billing & Free Trial
- DreamStream Strategy is offered as a monthly subscription at $14.99/month.
- New accounts receive a 14-day free trial. Your payment method will not be charged until the trial ends.
- Subscriptions renew automatically each billing period unless cancelled before the renewal date.
- Billing is processed securely through Stripe. DreamStream does not store your full payment card details.
5. Cancellation & Refunds
You may cancel your subscription at any time from your account dashboard. Cancellation takes effect at the end of your current billing period, and you will retain access until then. [PLACEHOLDER: confirm refund policy — e.g. no partial-month refunds — with the business owner]
6. Acceptable Use
You agree not to:
- Use the Service for any unlawful purpose.
- Attempt to reverse-engineer, scrape, or resell access to the Service.
- Interfere with or disrupt the integrity or performance of the Service.
- Use the AI business assistant to generate content that is illegal, harassing, or infringing.
7. Intellectual Property
DreamStream Strategy, its frameworks, branding, and underlying software are the property of [PLACEHOLDER: legal entity name] and are protected by applicable intellectual property laws. These Terms do not grant you any rights to our trademarks or brand assets.
8. Your Content
You retain ownership of the streams, goals, plans, and other data you create in the Service (“Your Content”). You grant us a limited license to host, process, and display Your Content solely to provide and improve the Service.
9. AI-Generated Content Disclaimer
The AI business assistant provides suggestions and guidance based on the information you provide. It is a planning aid, not professional financial, legal, or tax advice, and its output should be reviewed with your own judgment or a qualified advisor before acting on it.
10. Disclaimer of Warranties
The Service is provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
11. Limitation of Liability
To the maximum extent permitted by law, [PLACEHOLDER: legal entity name] shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service, including any business or financial decisions made using information from the Service.
12. Termination
We may suspend or terminate your access to the Service if you violate these Terms or misuse the Service. You may terminate your account at any time as described in “Cancellation & Refunds” above.
13. Governing Law
These Terms are governed by the laws of [PLACEHOLDER: governing state/jurisdiction — confirm with legal counsel], without regard to conflict-of-law principles.
14. Changes to These Terms
We may update these Terms from time to time. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
15. Contact Us
Questions about these Terms can be sent to support@dreamstreamstrategy.com.